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Natural hazards in Fayetteville · FEMA

Fayetteville’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Fayetteville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 40 claims here since 1981. 3 federal disasters brought FEMA money into town.

49Moderate riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Moderate
higher than 49% of U.S. places
Main hazard
Inland flooding
83% of expected damage
Flood claims
40
paid since 1981 · $192K
Disasters paid out here
3
of 14 declared for Onondaga County

What stands out about Fayetteville’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Storms remembered

3 federal disasters brought FEMA money to Fayetteville

Disasters that paid out in Fayetteville itself (aid to households or repair grants to the Village of Fayetteville) and its biggest flood years.

  1. 2011Severe Storms, Flooding, Tornadoes, and Straight-Line Winds$89K to the Village of Fayetteville for repairs
  2. 2004Severe Storms and Flooding3 households applied for aid$3K aid approved$2K to the Village of Fayetteville for repairs
  3. 2003Ice Storm2 households applied for aid$1K aid approved
  4. 198130 flood claims paidThe most in any one year on record
Disasters declared, by decade
Paid out in FayettevilleOnondaga County only

Onondaga County has had 14 natural disasters declared since 1953, most often floods and hurricanes.

Were you here?

Old photos of Fayetteville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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Expected damage

How exposed is Fayetteville?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 49% of U.S. communities, mostly from inland flooding.

Where Fayetteville sits
Fayetteville
Very lowLowModerateHighVery high

Rated higher than 916 of the 1,524 New York towns we cover.

Fayetteville is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding83%Everything else17%
By hazard

What Fayetteville faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

83%of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once a year in the area
Lower here
🌀 Hurricanes🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fayetteville flood? Sometimes: 40 flood claims since 1981

Every paid claim on a federal flood insurance policy in Fayetteville, from FEMA’s records.

Paid flood claims, by year
1981: 30 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 1 claim1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 6 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 3 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 198119962004
19812026
40
paid claims since 1981
$192K
paid to owners
1
homes flooded more than once
$5K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Fayetteville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Onondaga County.
Be ready

Get ready for what Fayetteville actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Winter storms
  • Keep a shovel, a blanket and snacks in the car.
  • Clear snow from furnace and dryer vents.
  • Check on older neighbors when the power goes out.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in August–October

The month each of Onondaga County’s 14 declared disasters began, since 1953.

1J
F
1M
2A
1M
1J
1J
3A
2S
2O
N
D
FloodsHurricanesSevere stormsIce stormsFiresWinter storms
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Fayetteville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fayetteville.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Fayetteville.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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