Natural hazards · Farmingdale

Farmingdale, NY natural hazards

Most of the natural-hazard damage FEMA expects in Farmingdale comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2023. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farmingdale?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmingdale to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hurricanes14%Earthquakes8%Everything else15%

By hazard

What Farmingdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Earthquakes

8% of expected damage

Above average · higher than 61% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farmingdale flood?

Every paid claim on a federal flood insurance policy in Farmingdale, from FEMA’s records.

1paid claims since 2023

$36Kpaid to owners

0homes flooded more than once

20232026

Biggest named events

Late-September New York Flooding: 1 claim, $36K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Farmingdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.

Disasters that hit Farmingdale

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farmingdale itself: aid to households, or repair grants to the Village of Farmingdale.

Brought FEMA money into FarmingdaleDeclared for Nassau County only

2021

Remnants of Hurricane Ida

87 households applied for aid $8K aid approved

2020

Tropical Storm Isaias

$42K to the Village of Farmingdale for repairs

2012

Hurricane Sandy

359 households applied for aid $47K aid approved $180K to the Village of Farmingdale for repairs

2011

Hurricane Irene

26 households applied for aid $6K aid approved $18K to the Village of Farmingdale for repairs

2010

Severe Winter Storm and Snowstorm

$16K to the Village of Farmingdale for repairs

2003

Snow

$12K to the Village of Farmingdale for repairs

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmingdale covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Farmingdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Farmingdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farmingdale total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.