Natural hazards · Fairport

Fairport, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fairport comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1993. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairport?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairport to be higher than in 1% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves21%Tornadoes6%Heat waves6%Everything else5%

By hazard

What Fairport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Well below average · higher than 21% of U.S. places

Heat waves

6% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairport flood?

Every paid claim on a federal flood insurance policy in Fairport, from FEMA’s records.

1paid claims since 1993

$500paid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Fairport

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairport itself: aid to households, or repair grants to the Village of Fairport.

Brought FEMA money into FairportDeclared for Monroe County only

2004

Severe Storms and Flooding

8 households applied for aid $6K aid approved

2003

Ice Storm

140 households applied for aid $113K aid approved $109K to the Village of Fairport for repairs

1999

Snow

$17K to the Village of Fairport for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairport covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fairport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fairport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairport total about $689K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.