Natural hazards · Fair Haven

Fair Haven, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fair Haven comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2017. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fair Haven?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fair Haven to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%

By hazard

What Fair Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fair Haven flood?

Every paid claim on a federal flood insurance policy in Fair Haven, from FEMA’s records.

2paid claims since 2017

$22Kpaid to owners

1homes flooded more than once

20172026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fair Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cayuga County.

Disasters that hit Fair Haven

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fair Haven itself: aid to households, or repair grants to the Village of Fair Haven.

Brought FEMA money into Fair HavenDeclared for Cayuga County only

2017

Flooding

$61K to the Village of Fair Haven for repairs

2004

Snow

$2K to the Village of Fair Haven for repairs

2003

Ice Storm

28 households applied for aid $7K aid approved $64K to the Village of Fair Haven for repairs

Cayuga County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Fair Haven

Fair Haven and the towns around it

Very lowLowModerateHighVery high

Fair Havenmostly inland floodingModerate

Sterlingmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fair Haven is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fair Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fair Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.