TownTapestry
Sign inJoin
ExeterGood afternoon
Natural hazards · Exeter

Exeter, NY natural hazards

Most of the natural-hazard damage FEMA expects in Exeter comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2006. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Exeter?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Exeter to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves15%Everything else8%
By hazard

What Exeter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 2 times a year in the area

Cold waves

15% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Exeter flood?

Every paid claim on a federal flood insurance policy in Exeter, from FEMA’s records.

1paid claims since 2006
$4Kpaid to owners
0homes flooded more than once
20062026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Exeter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Otsego County.
Disasters that hit Exeter

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Exeter itself: aid to households, or repair grants to the Town of Exeter.

Brought FEMA money into ExeterDeclared for Otsego County only
2013

Severe Storms and Flooding

$8K to the Town of Exeter for repairs
2006

Severe Storms and Flooding

$60K to the Town of Exeter for repairs
2003

Ice Storm

$3K to the Town of Exeter for repairs
2002

Snowstorms

$8K to the Town of Exeter for repairs
Otsego County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Exeter

Exeter and the towns around it

Otsego: High, mostly inland floodingPlainfield: High, mostly inland floodingRichfield: High, mostly inland floodingBurlington: Moderate, mostly inland floodingMiddlefield: High, mostly inland floodingHartwick: High, mostly inland floodingSpringfield: Moderate, mostly inland floodingBrookfield: High, mostly inland floodingBridgewater: Moderate, mostly inland floodingEdmeston: High, mostly inland floodingWinfield: Moderate, mostly inland floodingWarren: Moderate, mostly inland floodingRichfield Springs: High, mostly inland floodingColumbia: Moderate, mostly inland floodingNew Lisbon: Moderate, mostly inland floodingExeter: High, mostly inland flooding ExeterOtsegoPlainfieldRichfieldBurlington
Very lowLowModerateHighVery high
Exetermostly inland floodingHigh
Plainfieldmostly inland floodingHigh
Richfieldmostly inland floodingHigh
Otsegomostly inland floodingHigh
Burlingtonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Exeter covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Exeter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Exeter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Exeter total about $930K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Exeter, NYOtsego CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Exeter is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map