Natural hazards · Erin

Erin, NY natural hazards

Most of the natural-hazard damage FEMA expects in Erin comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2011. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Erin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Erin to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding84%Tornadoes6%Everything else10%

By hazard

What Erin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 41 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Erin flood?

Every paid claim on a federal flood insurance policy in Erin, from FEMA’s records.

1paid claims since 2011

$1Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Tropical Storm Lee: 1 claim, $1K

of all homes
are insured

No community discount. Erin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chemung County.

Disasters that hit Erin

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Erin itself: aid to households, or repair grants to the Town of Erin.

Brought FEMA money into ErinDeclared for Chemung County only

2018

Severe Storms and Flooding

$12K to the Town of Erin for repairs

2011

Remnants of Tropical Storm Lee

6 households applied for aid $18K aid approved $19K to the Town of Erin for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$5K to the Town of Erin for repairs

2003

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $25K to the Town of Erin for repairs

Chemung County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Erin

Erin and the towns around it

Very lowLowModerateHighVery high

Erinmostly inland floodingHigh

Van Ettenmostly inland floodingHigh

Cayutamostly inland floodingModerate

Baldwinmostly inland floodingModerate

Horseheadsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Erin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Erin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Erin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Erin total about $979K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.