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Natural hazards · Endicott

Endicott, NY natural hazards

Most of the natural-hazard damage FEMA expects in Endicott comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 80 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Endicott?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Endicott to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding75%Tornadoes9%Everything else15%
By hazard

What Endicott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

9% of expected damage
Below average · higher than 38% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Endicott flood?

Every paid claim on a federal flood insurance policy in Endicott, from FEMA’s records.

80paid claims since 1979
$3.9Mpaid to owners
7homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Lee: 38 claims, $1.9M
  • Torrential rain: 5 claims, $218K
  • Not a named storm: 1 claim, $37K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of all homes
are insured
No community discount. Endicott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Broome County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
Disasters that hit Endicott

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Endicott itself: aid to households, or repair grants to the Village of Endicott.

Brought FEMA money into EndicottDeclared for Broome County only
2017

Severe Winter Storm and Snowstorm

$35K to the Village of Endicott for repairs
2011

Remnants of Tropical Storm Lee

1,591 households applied for aid $6.8M aid approved $1.5M to the Village of Endicott for repairs
2006

Severe Storms and Flooding

469 households applied for aid $1.1M aid approved $726K to the Village of Endicott for repairs
2005

Severe Storms and Flooding

69 households applied for aid $234K aid approved $83K to the Village of Endicott for repairs
2004

Tropical Depression Ivan

42 households applied for aid $32K aid approved $226K to the Village of Endicott for repairs
2004

Severe Storms and Flooding

6 households applied for aid $610 aid approved
2003

Snow

$22K to the Village of Endicott for repairs
2002

Snowstorms

$28K to the Village of Endicott for repairs
Broome County has had 23 natural disasters declared since 1953, most often floods and severe storms.
Around Endicott

Endicott and the towns around it

Union: Moderate, mostly inland floodingVestal: Moderate, mostly inland floodingJohnson City: Moderate, mostly inland floodingDickinson: Very low, mostly inland floodingMaine: High, mostly inland floodingBinghamton: Moderate, mostly inland floodingOwego: High, mostly inland floodingChenango: Moderate, mostly inland floodingBinghamton: Low, mostly inland floodingEndicott: Moderate, mostly inland flooding EndicottUnionVestal
Very lowLowModerateHighVery high
Unionmostly inland floodingModerate
Endicottmostly inland floodingModerate
Vestalmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Endicott covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Endicott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Endicott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Endicott total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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