Natural hazards · Ellery

Ellery, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ellery comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 12 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellery?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellery to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Ellery faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellery flood?

Every paid claim on a federal flood insurance policy in Ellery, from FEMA’s records.

12paid claims since 1978

$165Kpaid to owners

2homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Ellery isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chautauqua County.

Disasters that hit Ellery

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ellery itself: aid to households, or repair grants to the Town of Ellery.

Brought FEMA money into ElleryDeclared for Chautauqua County only

2014

Severe Storms and Flooding

$62K to the Town of Ellery for repairs

2005

Severe Storms and Flooding

$5K to the Town of Ellery for repairs

2001

Snow

$10K to the Town of Ellery for repairs

2000

Snow

$7K to the Town of Ellery for repairs

1999

Snow

$5K to the Town of Ellery for repairs

Chautauqua County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

Around Ellery

Ellery and the towns around it

Very lowLowModerateHighVery high

Ellerymostly inland floodingHigh

Bemus Pointmostly inland floodingHigh

Stocktonmostly inland floodingHigh

Ellicottmostly inland floodingHigh

Gerrymostly inland floodingModerate

Chautauquamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellery covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ellery’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ellery. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ellery total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.