Natural hazards · Edwards

Edwards, NY natural hazards

Most of the natural-hazard damage FEMA expects in Edwards comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edwards?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edwards to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves13%Everything else10%

By hazard

What Edwards faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edwards flood?

Every paid claim on a federal flood insurance policy in Edwards, from FEMA’s records.

5paid claims since 1998

$125Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Hurricane Debby: 1 claim, $55K

of all homes
are insured

No community discount. Edwards isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Lawrence County.

Disasters that hit Edwards

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Edwards itself: aid to households, or repair grants to the Town of Edwards.

Brought FEMA money into EdwardsDeclared for St. Lawrence County only

2024

Remnants of Tropical Storm Debby

$1.3M to the Town of Edwards for repairs

2014

Severe Winter Storm, Snowstorm, and Flooding

$8K to the Town of Edwards for repairs

1999

Snow

$6K to the Town of Edwards for repairs

St. Lawrence County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Edwards

Edwards and the towns around it

Very lowLowModerateHighVery high

Edwardsmostly inland floodingModerate

Pitcairnmostly inland floodingModerate

Fowlermostly inland floodingModerate

Russellmostly inland floodingModerate

Finemostly inland floodingModerate

Hermonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edwards covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Edwards’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Edwards. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edwards total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.