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Natural hazards · DeRuyter

DeRuyter, NY natural hazards

Most of the natural-hazard damage FEMA expects in DeRuyter comes from inland flooding, and overall the risk is moderate for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is DeRuyter?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in DeRuyter to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%
By hazard

What DeRuyter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does DeRuyter flood?

FEMA's records show no paid flood insurance claims in DeRuyter.

of all homes
are insured
No community discount. DeRuyter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Madison County.
Disasters that hit DeRuyter

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in DeRuyter itself: aid to households, or repair grants to the Town of DeRuyter.

Brought FEMA money into DeRuyterDeclared for Madison County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$24K to the Town of DeRuyter for repairs
2017

Severe Winter Storm and Snowstorm

$4K to the Town of DeRuyter for repairs
2013

Severe Storms and Flooding

$138K to the Town of DeRuyter for repairs
2006

Severe Storms and Flooding

$22K to the Town of DeRuyter for repairs
2005

Severe Storms and Flooding

$15K to the Town of DeRuyter for repairs
2003

Severe Storms, Flooding, and Tornadoes

$10K to the Town of DeRuyter for repairs
2003

Ice Storm

$3K to the Town of DeRuyter for repairs
2002

Snowstorms

$2K to the Town of DeRuyter for repairs
2000

Severe Storms and Flooding

$19K to the Town of DeRuyter for repairs
Madison County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around DeRuyter

DeRuyter and the towns around it

Cazenovia: Low, mostly inland floodingGeorgetown: Moderate, mostly inland floodingFabius: Very low, mostly inland floodingLincklaen: High, mostly inland floodingCuyler: High, mostly inland floodingFenner: Moderate, mostly inland floodingNelson: Very low, mostly inland floodingPompey: Low, mostly inland floodingManlius: High, mostly inland floodingSullivan: High, mostly inland floodingLebanon: Moderate, mostly inland floodingOtselic: High, mostly inland floodingTully: Very low, mostly inland floodingTruxton: High, mostly inland floodingPitcher: Moderate, mostly inland floodingDeRuyter: Moderate, mostly inland flooding DeRuyterCazenoviaGeorgetownFabiusLincklaenCuyler
Very lowLowModerateHighVery high
Lincklaenmostly inland floodingHigh
Cuylermostly inland floodingHigh
DeRuytermostly inland floodingModerate
Georgetownmostly inland floodingModerate
Cazenoviamostly inland floodingLow
Fabiusmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. DeRuyter is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to DeRuyter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of DeRuyter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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