Housing · Deposit

Deposit, NY housing market

The median sale price was $150,000 in March 2026.

Home values, sales, trends and how Deposit compares with the towns next door — updated as new data is published.

The market right now

Deposit at a glance

Median sale price
$150K
March 2026 · Redfin
Homes sold
1
in March · 4 for sale

Only 1 sale in March 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.

New construction

1 new home permitted in 2025

Builders were permitted 1 new home in Deposit in 2025. That's 0.7 per 1,000 residents, slower than across New York (1.8). Over the past 10 years, Deposit has permitted 5 homes in all.

New homes, 2025
1
1 in 2024
2026 so far
0
Jan–Aug
Per 1,000 residents
0.7
New York: 1.8
Single-family
100%
of 2025’s new homes
Single-family2026 so far
0123 2000: 0 homes 2000 2001: 1 home 2002: 2 homes 2003: 0 homes 2004: 1 home 2005: 0 homes 2005 2006: 3 homes 2007: 2 homes 2008: 1 home 2009: 0 homes 2010: 0 homes 2010 2011: 0 homes 2012: 0 homes 2013: 0 homes 2014: 0 homes 2015: 0 homes 2015 2016: 0 homes 2017: 1 home 2018: 0 homes 2019: 1 home 2020: 0 homes 2020 2021: 0 homes 2022: 0 homes 2023: 1 home 2024: 1 home 2025: 1 home 2025 2026 so far: 0 homes

Homes vs. people, 2010–2020

Residents−276
New homes+2

Between the 2010 and 2020 censuses, Deposit's population fell by 276 even though 2 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New York: 2.2 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025110$210,000
2024110$400,000
2023110$75,000
2022000—
2021000—
2020000—
2019110$120,000
2018000—
2017110$130,000
2016000—
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008110$185,000
2007220$143,000
2006330$279,000
2005000—
2004110$130,000
2003000—
2002220$290,000
2001110$180,000
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

2.5 years of income

The typical Deposit home costs about 2.5 years of the town's median household income, less than across New York (6.1 years).

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
63.3%
New York: 54.3%
Median tax bill
$3,254
New York: $6,582
Median rent
$717
New York: $1,621
Typical home built
1941
New York: 1959

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,070

HUD's Fair Market Rent for a two-bedroom in Deposit is $1,070 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Deposit pay a median of $717, so moving in tends to cost more than staying put. A two-bedroom takes about 27% of the town's median household income.

1 bedroom
$850
a month, with utilities
2 bedrooms
$1,070
a month, with utilities
3 bedrooms
$1,380
a month, with utilities
Share of income
27%
2 bedrooms ÷ median income

Studio $790 · 4 bedrooms $1,580

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (13754; Binghamton, NY MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, March 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01