Deposit, NY housing market
Builders were permitted 1 new home in 2025.
Home values, sales, trends and how Deposit compares with the towns next door — updated as new data is published.
1 new home permitted in 2025
Builders were permitted 1 new home in Deposit in 2025. That's 0.8 per 1,000 residents, slower than across New York (1.8). Over the past 10 years, Deposit has permitted 20 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Deposit's population fell by 285 even though 23 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 31% of Deposit's homes are seasonal or vacation homes, which adds housing without adding residents. Across New York: 2.2 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 4 | 4 | 0 | $727,000 |
| 2025 | 1 | 1 | 0 | $120,000 |
| 2024 | 6 | 6 | 0 | $1.5 million |
| 2023 | 2 | 2 | 0 | $263,000 |
| 2022 | 2 | 2 | 0 | $390,000 |
| 2021 | 1 | 1 | 0 | $150,000 |
| 2020 | 1 | 1 | 0 | $320,000 |
| 2019 | 1 | 1 | 0 | $160,000 |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 4 | 4 | 0 | $472,000 |
| 2016 | 2 | 2 | 0 | $167,000 |
| 2015 | 4 | 4 | 0 | $370,000 |
| 2014 | 2 | 2 | 0 | $117,000 |
| 2013 | 3 | 3 | 0 | $260,000 |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 3 | 3 | 0 | $530,000 |
| 2010 | 4 | 4 | 0 | $483,000 |
| 2009 | 2 | 2 | 0 | $60,000 |
| 2008 | 7 | 7 | 0 | $271,000 |
| 2007 | 12 | 12 | 0 | $732,000 |
| 2006 | 8 | 8 | 0 | $360,000 |
| 2005 | 11 | 11 | 0 | $952,000 |
| 2004 | 15 | 15 | 0 | $759,000 |
| 2003 | 9 | 9 | 0 | $274,000 |
| 2002 | 12 | 12 | 0 | $695,000 |
| 2001 | 8 | 8 | 0 | $424,000 |
| 2000 | 6 | 6 | 0 | $290,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Deposit and its neighbors
| Town | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|
| Deposit | — | $1,120 | 1 | $48,973 |
| Sanford | — | $1,070 | 9 | $76,724 |
| Tompkins | — | $1,040 | 0 | $61,103 |
| Scott | — | $1,060 | 8 | $60,795 |
| Masonville | — | $1,100 | 1 | $58,750 |
2.3 years of income
The typical Deposit home costs about 2.3 years of the town's median household income, less than across New York (6.1 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,120
HUD's Fair Market Rent for a two-bedroom in Deposit is $1,120 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Deposit pay a median of $542, so moving in tends to cost more than staying put. A two-bedroom takes about 27% of the town's median household income.
Studio $850 · 4 bedrooms $1,640
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (13754, 13783; Binghamton, NY MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Deposit
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.