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Housing in Denmark

A typical Denmark home is worth roughly $194,000

Typical home value
$194K
NY $527K
Estimate
2-bedroom rent
$1,160
a month, utilities in · HUD
Median tax bill
$3,310
NY $6,582

What kind of housing town is Denmark?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 3.1 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about
$220,000
Typical Denmark home $194K

That covers a typical Denmark home, with $27K to spare.

The typical home, each month
$1,290
Loan $960Tax $280Insurance $60

A two-bedroom rents for about $1,160 a month here, $130 less than owning.

How Denmark ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Denmark’s typical property tax (1.71% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,160

Renters already here pay a median of $952, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$860
1 bedroom$930
2 bedrooms$1,160
3 bedrooms$1,580
4 bedrooms$1,890
26%
of households rent · NY 46%
254
renter households
37%
of renters spend 30%+ of income on rent · NY 52%
22%
of the median income, for a two-bedroom
$952
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Watertown-Fort Drum, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

75% of Denmark households own their home

Half of Denmark’s homes were built before 1965.

Owners and renters
Own 75%Rent 26%

New York: 54% own.

1965
typical home built · NY 1959
$3,310
median property tax bill · NY $6,582
1.71%
of a home’s value, a year in tax · NY 1.55%
6%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Denmark vs. its neighbors

Denmark is the 3rd least expensive of 8 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Denmark$194K*—$1,160—$63,270
Croghan$205K+5%$1,060—$72,220
Champion$199K*−9.2%†$1,250—$56,875
New Bremen$163K*—$1,040—$61,274
Wilna$137K*——2$60,213
Carthage$208K+3.8%$1,260—$58,125
Lowville$210K+4.6%$1,050—$69,150
Rutland$202K*+1.1%†$1,230—$72,404

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Denmark buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Denmark still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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