Natural hazards · Deferiet

Deferiet, NY natural hazards

Most of the natural-hazard damage FEMA expects in Deferiet comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deferiet?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deferiet to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Deferiet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deferiet flood?

FEMA's records show no paid flood insurance claims in Deferiet.

of all homes
are insured

No community discount. Deferiet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Deferiet

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Deferiet itself in FEMA’s records.

Brought FEMA money into DeferietDeclared for Jefferson County only

Jefferson County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Deferiet

Deferiet and the towns around it

Very lowLowModerateHighVery high

Deferietmostly inland floodingHigh

Wilnamostly inland floodingHigh

Championmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deferiet is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Deferiet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Deferiet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.