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Housing in Decatur

A typical Decatur home is worth roughly $174,000

Typical home value
$174K
NY $527K
Estimate
2-bedroom rent
$1,340
a month, utilities in · HUD
Median tax bill
$3,404
NY $6,582

What kind of housing town is Decatur?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Decatur

Try your own numbers below.

You could afford about
$307,000
Typical Decatur home $174K

That covers a typical Decatur home, with $133K to spare.

The typical home, each month
$1,130
Loan $860Tax $220Insurance $50

A two-bedroom rents for about $1,340 a month here, $210 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the New York typical property tax (1.55% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

93% of Decatur households own their home

Half of Decatur’s homes were built before 1972.

Owners and renters
Own 93%Rent 7%

New York: 54% own.

1972
typical home built · NY 1959
$3,404
median property tax bill · NY $6,582
34%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,340

Renters already here pay a median of $765, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$970
1 bedroom$1,110
2 bedrooms$1,340
3 bedrooms$1,620
4 bedrooms$1,780
7%
of households rent · NY 46%
2
renter households
$765
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Albany-Schenectady-Troy, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Decatur vs. its neighbors

Decatur is the 3rd least expensive of 5 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Decatur$174K*—$1,340—$69,375
Roseboom$167K*—$1,3400$77,583
Worcester$155K*—$1,3401$69,886
Westford$175K*—$1,320—$65,625
Seward$199K*—$1,3500$86,786

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Decatur buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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