Natural hazards · Day

Day, NY natural hazards

Most of the natural-hazard damage FEMA expects in Day comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Day?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Day to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else10%

By hazard

What Day faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Day flood?

FEMA's records show no paid flood insurance claims in Day.

of all homes
are insured

No community discount. Day isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saratoga County.

Disasters that hit Day

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Day itself: aid to households, or repair grants to the Town of Day.

Brought FEMA money into DayDeclared for Saratoga County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$919K to the Town of Day for repairs

2011

Hurricane Irene

$18K to the Town of Day for repairs

2004

Severe Storms and Flooding

$6K to the Town of Day for repairs

2002

Snowstorms

$8K to the Town of Day for repairs

Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Day

Day and the towns around it

Very lowLowModerateHighVery high

Stony Creekmostly inland floodingHigh

Hadleymostly inland floodingHigh

Daymostly inland floodingModerate

Edinburgmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Day covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Day’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Day. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Day total about $599K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.