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Natural hazards · Darien

Darien, NY natural hazards

Most of the natural-hazard damage FEMA expects in Darien comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 47 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Darien?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Darien to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding63%Strong wind7%Lightning6%Drought5%Hail5%Everything else14%
By hazard

What Darien faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Below average · higher than 46% of U.S. places
Recorded about once a year in the area

Strong wind

7% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 2 times a year in the area

Lightning

6% of expected damage
Below average · higher than 28% of U.S. places

Drought

5% of expected damage
Recorded about 2 times a year in the area

Hail

5% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Darien flood?

Every paid claim on a federal flood insurance policy in Darien, from FEMA’s records.

47paid claims since 1978
$1.6Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Late summer storms: 1 claim, $19K
of all homes
are insured
No community discount. Darien isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Genesee County.
Disasters that hit Darien

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Darien itself: aid to households, or repair grants to the Town of Darien.

Brought FEMA money into DarienDeclared for Genesee County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$102K to the Town of Darien for repairs
2006

Severe Storms and Flooding

$39K to the Town of Darien for repairs
2001

Snow

$16K to the Town of Darien for repairs
1999

Snow

$8K to the Town of Darien for repairs
Genesee County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Darien

Darien and the towns around it

Pembroke: Low, mostly inland floodingBennington: Low, mostly inland floodingAlexander: Low, mostly inland floodingAlden: Very low, mostly inland floodingAlabama: Moderate, mostly inland floodingBatavia: Low, mostly inland floodingNewstead: Low, mostly inland floodingAttica: Low, mostly inland floodingSheldon: Low, mostly inland floodingWales: Moderate, mostly inland floodingMarilla: Moderate, mostly inland floodingBethany: Very low, mostly inland floodingLancaster: Very low, mostly inland floodingDarien: Low, mostly inland flooding DarienPembrokeBenningtonAlexanderAlden
Very lowLowModerateHighVery high
Benningtonmostly inland floodingLow
Pembrokemostly inland floodingLow
Darienmostly inland floodingLow
Alexandermostly inland floodingLow
Aldenmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Darien covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Darien’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Darien. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Darien total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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You’re in Darien, NYGenesee CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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