Natural hazards · Danby

Danby, NY natural hazards

Most of the natural-hazard damage FEMA expects in Danby comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Danby?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danby to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding85%Tornadoes6%Everything else10%

By hazard

What Danby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 93 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Danby flood?

FEMA's records show no paid flood insurance claims in Danby.

of all homes
are insured

No community discount. Danby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tompkins County.

Disasters that hit Danby

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Danby itself: aid to households, or repair grants to the Town of Danby.

Brought FEMA money into DanbyDeclared for Tompkins County only

2017

Severe Winter Storm and Snowstorm

$16K to the Town of Danby for repairs

2011

Remnants of Tropical Storm Lee

$82K to the Town of Danby for repairs

2006

Severe Storms and Flooding

$33K to the Town of Danby for repairs

Tompkins County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Danby

Danby and the towns around it

Very lowLowModerateHighVery high

Carolinemostly inland floodingHigh

Candormostly inland floodingHigh

Spencermostly inland floodingHigh

Newfieldmostly inland floodingHigh

Danbymostly inland floodingModerate

Ithacamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danby covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Danby’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Danby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Danby total about $873K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.