Natural hazards · Copake

Copake, NY natural hazards

Most of the natural-hazard damage FEMA expects in Copake comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1984. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Copake?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Copake to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding72%Hurricanes10%Tornadoes8%Everything else11%
By hazard

What Copake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

10% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Tornadoes

8% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once every 78 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Copake flood?

Every paid claim on a federal flood insurance policy in Copake, from FEMA’s records.

17paid claims since 1984
$242Kpaid to owners
3homes flooded more than once
19842026

Biggest named events

  • Hurricane Irene: 8 claims, $163K
  • Torrential rain: 3 claims, $19K
  • Tropical Storm Lee: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Copake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.
Disasters that hit Copake

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Copake itself: aid to households, or repair grants to the Town of Copake.

Brought FEMA money into CopakeDeclared for Columbia County only
2017

Severe Winter Storm and Snowstorm

$26K to the Town of Copake for repairs
2011

Hurricane Irene

19 households applied for aid $18K aid approved $42K to the Town of Copake for repairs
2010

Severe Winter Storm and Snowstorm

$19K to the Town of Copake for repairs
2008

Severe Winter Storm

$94K to the Town of Copake for repairs
2007

Severe Storms and Inland and Coastal Flooding

$55K to the Town of Copake for repairs
2003

Severe Storms, Flooding, and Tornadoes

$2K to the Town of Copake for repairs
2003

Snow

$10K to the Town of Copake for repairs
2002

Snowstorms

$20K to the Town of Copake for repairs
2000

Severe Storms and Flooding

$865 to the Town of Copake for repairs
Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Copake

Copake and the towns around it

Hillsdale: Moderate, mostly inland floodingTaghkanic: Low, mostly inland floodingAncram: Moderate, mostly inland floodingAusterlitz: Moderate, mostly inland floodingGhent: Low, mostly inland floodingClaverack: Moderate, mostly inland floodingLivingston: Low, mostly inland floodingGallatin: Moderate, mostly inland floodingNorth East: Moderate, mostly inland floodingPine Plains: Low, mostly inland floodingCopake: Moderate, mostly inland flooding CopakeHillsdaleTaghkanicAncram
Very lowLowModerateHighVery high
Copakemostly inland floodingModerate
Ancrammostly inland floodingModerate
Hillsdalemostly inland floodingModerate
Taghkanicmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Copake covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Copake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Copake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Copake total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01