Natural hazards · Constable

Constable, NY natural hazards

Most of the natural-hazard damage FEMA expects in Constable comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Constable?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Constable to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding68%Earthquakes14%Cold waves5%Everything else13%

By hazard

What Constable faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Earthquakes

14% of expected damage

Well above average · higher than 77% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Constable flood?

FEMA's records show no paid flood insurance claims in Constable.

of all homes
are insured

No community discount. Constable isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Constable

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Constable itself: aid to households, or repair grants to the Town of Constable.

Brought FEMA money into ConstableDeclared for Franklin County only

2017

Severe Winter Storm and Snowstorm

$4K to the Town of Constable for repairs

Franklin County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Constable

Constable and the towns around it

Very lowLowModerateHighVery high

Westvillemostly inland floodingModerate

Malonemostly inland floodingLow

Constablemostly inland floodingLow

Burkemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Constable is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Constable’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Constable. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.