Cold Spring, NY housing market
The typical Cold Spring home is worth about $740,000, up 4.6% in a year, 41% above the New York typical home.
Home values, sales, trends and how Cold Spring compares with the towns next door — updated as new data is published.
Cold Spring at a glance
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Cold Spring | New York |
|---|---|---|
| 2017 | $454,000 | $298,000 |
| 2018 | $461,000 | $317,000 |
| 2019 | $479,000 | $337,000 |
| 2020 | $485,000 | $353,000 |
| 2021 | $528,000 | $379,000 |
| 2022 | $577,000 | $417,000 |
| 2023 | $617,000 | $437,000 |
| 2024 | $661,000 | $458,000 |
| 2025 | $695,000 | $489,000 |
| 2026 | $708,000 | $510,000 |
| August 2026 | $740,000 | $527,000 |
No new homes permitted in 2025
No permits for new homes were issued in Cold Spring in 2025. The last year with any was 2022 (3 new homes).
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Cold Spring's population fell by 27 and no new homes were permitted. Across New York: 2.2 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 3 | 3 | 0 | $796,000 |
| 2021 | 2 | 2 | 0 | $531,000 |
| 2020 | 2 | 2 | 0 | $531,000 |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 4 | 2 | 2 | $680,000 |
| 2006 | 12 | 12 | 0 | $3 million |
| 2005 | 2 | 2 | 0 | $875,000 |
| 2004 | 7 | 7 | 0 | $1.6 million |
| 2003 | 6 | 6 | 0 | $1.2 million |
| 2002 | 0 | 0 | 0 | — |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 2 | 2 | 0 | $431,000 |
Cold Spring's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Cold Spring and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Cold Spring | $740K | +4.6% | $2,750 | 0 | $117,292 |
| Nelsonville | — | 0%† | $2,750 | 0 | $153,750 |
† FHFA price index change, where Zillow has no home value for the town.
6.3 years of income
The typical Cold Spring home costs about 6.3 years of the town's median household income, about the same as across New York (6.1).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $2,750
HUD's Fair Market Rent for a two-bedroom in Cold Spring is $2,750 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Cold Spring pay a median of $1,777, so moving in tends to cost more than staying put. A two-bedroom takes about 28% of the town's median household income.
Studio $2,390 · 4 bedrooms $3,740
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (10516; New York, NY HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Cold Spring
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.