Housing · Cobleskill

Cobleskill, NY housing market

The median sale price was $165,000 in May 2026.

Home values, sales, trends and how Cobleskill compares with the towns next door — updated as new data is published.

The market right now

Cobleskill at a glance

Median sale price
$165K
May 2026 · Redfin
Homes sold
1
in May · 5 for sale

Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.

New construction

2 new homes permitted in 2025

Builders were permitted 2 new homes in Cobleskill in 2025, all in buildings with two or more homes. That's 0.4 per 1,000 residents, slower than across New York (1.8). Over the past 10 years, Cobleskill has permitted 4 homes in all.

New homes, 2025
2
0 in 2024
2026 so far
2
Jan–Aug
Per 1,000 residents
0.4
New York: 1.8
Single-family
0%
of 2025’s new homes
Single-familyTwo or more homes per building2026 so far
020406080 2000: 1 home 2000 2001: 38 homes (2 single-family, 36 in buildings with 2+ homes) 2002: 1 home 2003: 1 home 2004: 2 homes 2005: 1 home 2005 2006: 70 homes (2 single-family, 68 in buildings with 2+ homes) 2007: 2 homes 2008: 4 homes 2009: 0 homes 2010: 1 home 2010 2011: 3 homes (0 single-family, 3 in buildings with 2+ homes) 2012: 0 homes 2013: 4 homes 2014: 0 homes 2015: 5 homes (1 single-family, 4 in buildings with 2+ homes) 2015 2016: 0 homes 2017: 1 home 2018: 1 home 2019: 0 homes 2020: 0 homes 2020 2021: 0 homes 2022: 0 homes 2023: 0 homes 2024: 0 homes 2025: 2 homes (0 single-family, 2 in buildings with 2+ homes) 2025 2026 so far: 2 homes (0 single-family, 2 in buildings with 2+ homes)

Homes vs. people, 2010–2020

Residents−505
New homes+15

Between the 2010 and 2020 censuses, Cobleskill's population fell by 505 even though 15 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New York: 2.2 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)202$305,000
2025202$305,000
2024000—
2023000—
2022000—
2021000—
2020000—
2019000—
2018110$20,000
2017110$20,000
2016000—
2015514$562,000
2014000—
2013440$400,000
2012000—
2011303$108,000
2010110$225,000
2009000—
2008440$500,000
2007220$275,000
200670268$3.8 million
2005110$200,000
2004220$177,000
2003110$120,000
2002110$178,000
200138236$2.2 million
2000110$130,000

How Cobleskill ranks on new homes being built →

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

4.2 years of income

The typical Cobleskill home costs about 4.2 years of the town's median household income, less than across New York (6.1 years).

How Cobleskill ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
39.1%
New York: 54.3%
Median tax bill
$5,773
New York: $6,582
Median rent
$874
New York: $1,621
Typical home built
1970
New York: 1959

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,340

HUD's Fair Market Rent for a two-bedroom in Cobleskill is $1,340 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Cobleskill pay a median of $874, so moving in tends to cost more than staying put. A two-bedroom takes about 35% of the town's median household income, above the 30% guideline for affordable housing.

1 bedroom
$1,110
a month, with utilities
2 bedrooms
$1,340
a month, with utilities
3 bedrooms
$1,620
a month, with utilities
Share of income
35%
2 bedrooms ÷ median income

Studio $970 · 4 bedrooms $1,780

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (12043; Albany-Schenectady-Troy, NY MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01