A typical Clayton home is worth roughly $232,000
The median sale price was $350,000 in May 2026.
Only 3 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
What kind of housing town is Clayton?
Read from the numbers below. The page puts what stands out first.
A typical home costs 3.8 years of income
Less than across New York (4.9 years). Try your own numbers below.
That’s $19K short of a typical Clayton home.
A two-bedroom rents for about $1,170 a month here, $380 less than owning.
How Clayton ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Clayton’s typical property tax (1.73% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
50% of Clayton households own their home
Half of Clayton’s homes were built before 1940.
New York: 54% own.
U.S. Census Bureau, American Community Survey 2020-2024.
A two-bedroom rents for about $1,170
Renters already here pay a median of $1,071.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Watertown-Fort Drum, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Neighbors talk housing
What Clayton buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.