Natural hazards · Chazy

Chazy, NY natural hazards

Most of the natural-hazard damage FEMA expects in Chazy comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1983. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chazy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chazy to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding82%Earthquakes8%Everything else10%

By hazard

What Chazy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chazy flood?

Every paid claim on a federal flood insurance policy in Chazy, from FEMA’s records.

14paid claims since 1983

$321Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Hurricane Irene: 1 claim, $50K
Late summer storms: 1 claim, $500

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chazy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Chazy

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chazy itself: aid to households, or repair grants to the Town of Chazy.

Brought FEMA money into ChazyDeclared for Clinton County only

2017

Severe Winter Storm and Snowstorm

$11K to the Town of Chazy for repairs

2011

Hurricane Irene

11 households applied for aid $13K aid approved

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$16K to the Town of Chazy for repairs

Clinton County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Chazy

Chazy and the towns around it

Very lowLowModerateHighVery high

Beekmantownmostly inland floodingHigh

Chazymostly inland floodingHigh

Altonamostly inland floodingHigh

Champlainmostly inland floodingHigh

Isle La Mottemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chazy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Chazy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chazy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chazy total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.