Natural hazards · Chaumont

Chaumont, NY natural hazards

Most of the natural-hazard damage FEMA expects in Chaumont comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 7 claims here since 1992. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chaumont?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chaumont to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves8%Strong wind6%Everything else13%

By hazard

What Chaumont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chaumont flood?

Every paid claim on a federal flood insurance policy in Chaumont, from FEMA’s records.

7paid claims since 1992

$36Kpaid to owners

1homes flooded more than once

19922026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Chaumont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Chaumont

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chaumont itself: aid to households, or repair grants to the Village of Chaumont.

Brought FEMA money into ChaumontDeclared for Jefferson County only

2017

Flooding

$3K to the Village of Chaumont for repairs

2014

Severe Winter Storm, Snowstorm, and Flooding

$3K to the Village of Chaumont for repairs

Jefferson County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chaumont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chaumont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Chaumont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.