Natural hazards · Centre Island

Centre Island, NY natural hazards

Most of the natural-hazard damage FEMA expects in Centre Island comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 36 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centre Island?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centre Island to be higher than in 39% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding48%Coastal flooding36%Hurricanes5%Everything else11%

By hazard

What Centre Island faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 3 times a year in the area

Coastal flooding

36% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

5% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centre Island flood?

Every paid claim on a federal flood insurance policy in Centre Island, from FEMA’s records.

36paid claims since 1978

$1.2Mpaid to owners

5homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 12 claims, $932K
Hurricane Irene: 4 claims, $67K
March 2010 Nor'easter: 4 claims, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centre Island isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.

Disasters that hit Centre Island

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Centre Island itself: aid to households, or repair grants to the Village of Centre Island.

Brought FEMA money into Centre IslandDeclared for Nassau County only

2021

Remnants of Hurricane Ida

1 household applied for aid $4K aid approved

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centre Island is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Centre Island’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Centre Island. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.