Natural hazards · Cedarhurst

Cedarhurst, NY natural hazards

Most of the natural-hazard damage FEMA expects in Cedarhurst comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 305 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedarhurst?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedarhurst to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding57%Coastal flooding11%Earthquakes11%Hurricanes8%Everything else13%

By hazard

What Cedarhurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 3 times a year in the area

Coastal flooding

11% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

11% of expected damage

Above average · higher than 71% of U.S. places

Hurricanes

8% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightning

Not a risk here

WildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedarhurst flood?

Every paid claim on a federal flood insurance policy in Cedarhurst, from FEMA’s records.

305paid claims since 1978

$16.5Mpaid to owners

24homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 203 claims, $15.5M
Hurricane Irene: 19 claims, $213K
Late-September New York Flooding: 15 claims, $247K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedarhurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.

Disasters that hit Cedarhurst

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cedarhurst itself: aid to households, or repair grants to the Village of Cedarhurst.

Brought FEMA money into CedarhurstDeclared for Nassau County only

2021

Remnants of Hurricane Ida

30 households applied for aid $13K aid approved

2020

Tropical Storm Isaias

$62K to the Village of Cedarhurst for repairs

2012

Hurricane Sandy

915 households applied for aid $4.8M aid approved $363K to the Village of Cedarhurst for repairs

2011

Hurricane Irene

25 households applied for aid $38K aid approved $69K to the Village of Cedarhurst for repairs

2010

Severe Winter Storm and Snowstorm

$41K to the Village of Cedarhurst for repairs

2010

Severe Storms and Flooding

$73K to the Village of Cedarhurst for repairs

2003

Snow

$21K to the Village of Cedarhurst for repairs

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Cedarhurst

Cedarhurst and the towns around it

Very lowLowModerateHighVery high

Lawrencemostly inland floodingLow

Cedarhurstmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedarhurst covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cedarhurst’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cedarhurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cedarhurst total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.