Natural hazards · Cayuga

Cayuga, NY natural hazards

Most of the natural-hazard damage FEMA expects in Cayuga comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1983. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cayuga?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cayuga to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding78%Everything else22%

By hazard

What Cayuga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cayuga flood?

Every paid claim on a federal flood insurance policy in Cayuga, from FEMA’s records.

9paid claims since 1983

$42Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cayuga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cayuga County.

Disasters that hit Cayuga

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cayuga itself: aid to households, or repair grants to the Village of Cayuga.

Brought FEMA money into CayugaDeclared for Cayuga County only

2005

Severe Storms and Flooding

$4K to the Village of Cayuga for repairs

2004

Snow

$3K to the Village of Cayuga for repairs

Cayuga County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Cayuga

Cayuga and the towns around it

Very lowLowModerateHighVery high

Seneca Fallsmostly inland floodingLow

Cayugamostly inland floodingLow

Aureliusmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cayuga is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cayuga’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cayuga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.