Natural hazards · Caton

Caton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Caton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Caton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Caton to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding81%Tornadoes6%Everything else14%

By hazard

What Caton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 62 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Caton flood?

Every paid claim on a federal flood insurance policy in Caton, from FEMA’s records.

1paid claims since 1993

$24Kpaid to owners

0homes flooded more than once

19932026

of all homes
are insured

No community discount. Caton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Caton

Federal disasters declared here

None of the disasters declared for Steuben County shows FEMA aid or repair money reaching Caton itself in FEMA’s records.

Brought FEMA money into CatonDeclared for Steuben County only

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Caton

Caton and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingHigh

Catonmostly inland floodingModerate

Lindleymostly inland floodingModerate

Southportmostly inland floodingLow

Corningmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Caton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Caton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Caton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Caton total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.