Natural hazards · Cape Vincent

Cape Vincent, NY natural hazards

Most of the natural-hazard damage FEMA expects in Cape Vincent comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cape Vincent?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cape Vincent to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Cape Vincent faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cape Vincent flood?

Every paid claim on a federal flood insurance policy in Cape Vincent, from FEMA’s records.

4paid claims since 1979

$11Kpaid to owners

1homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Cape Vincent isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Cape Vincent

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cape Vincent itself: aid to households, or repair grants to the Village of Cape Vincent.

Brought FEMA money into Cape VincentDeclared for Jefferson County only

2017

Flooding

$98K to the Village of Cape Vincent for repairs

Jefferson County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cape Vincent is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cape Vincent’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cape Vincent. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.