Natural hazards · Candor

Candor, NY natural hazards

Most of the natural-hazard damage FEMA expects in Candor comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Candor?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Candor to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Candor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Candor flood?

Every paid claim on a federal flood insurance policy in Candor, from FEMA’s records.

11paid claims since 1979

$483Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Tropical Storm Lee: 7 claims, $480K
Torrential rain: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Candor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tioga County.

Disasters that hit Candor

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Candor itself: aid to households, or repair grants to the Village of Candor.

Brought FEMA money into CandorDeclared for Tioga County only

2011

Remnants of Tropical Storm Lee

133 households applied for aid $691K aid approved $11K to the Village of Candor for repairs

2006

Severe Storms and Flooding

2 households applied for aid $1K aid approved

2005

Severe Storms and Flooding

7 households applied for aid $11K aid approved $19K to the Village of Candor for repairs

2004

Tropical Depression Ivan

$3K to the Village of Candor for repairs

Tioga County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Candor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Candor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Candor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Candor, NY natural hazards

How exposed is Candor?

What Candor faces

Inland flooding

Lower here

Not a risk here

Does Candor flood?

Biggest named events

4 federal disasters brought FEMA money here

Remnants of Tropical Storm Lee

Severe Storms and Flooding

Severe Storms and Flooding

Tropical Depression Ivan

How to read this page

Where to, neighbor?

Matches

Nearby