Natural hazards · Canandaigua

Canandaigua, NY natural hazards

Most of the natural-hazard damage FEMA expects in Canandaigua comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 65 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Canandaigua?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Canandaigua to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%
By hazard

What Canandaigua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Canandaigua flood?

Every paid claim on a federal flood insurance policy in Canandaigua, from FEMA’s records.

65paid claims since 1979
$943Kpaid to owners
5homes flooded more than once
19792026

Biggest named events

  • Vermont/New York Flooding: 24 claims, $471K
  • Hurricane Sandy: 2 claims, $65K
  • Mid-spring storms: 1 claim, $16K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of all homes
are insured
🏷️ 10% off flood insurance. Canandaigua is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Ontario County.
Disasters that hit Canandaigua

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Canandaigua itself: aid to households, or repair grants to the City of Canandaigua.

Brought FEMA money into CanandaiguaDeclared for Ontario County only
2023

Severe Storms and Flooding

$1.4M to the City of Canandaigua for repairs
2014

Severe Storms and Flooding

$166K to the City of Canandaigua for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$493K to the City of Canandaigua for repairs
2003

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $6K aid approved
2003

Ice Storm

58 households applied for aid $53K aid approved $76K to the City of Canandaigua for repairs
1999

Snow

$29K to the City of Canandaigua for repairs
Ontario County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Canandaigua covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Canandaigua’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Canandaigua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Canandaigua total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01