Natural hazards · Campbell

Campbell, NY natural hazards

Most of the natural-hazard damage FEMA expects in Campbell comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 35 claims here since 1994. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Campbell?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Campbell to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding92%Everything else8%

By hazard

What Campbell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

92% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Campbell flood?

Every paid claim on a federal flood insurance policy in Campbell, from FEMA’s records.

35paid claims since 1994

$333Kpaid to owners

3homes flooded more than once

19942026

Biggest named events

Hurricane Irene: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Campbell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Campbell

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Campbell itself: aid to households, or repair grants to the Town of Campbell.

Brought FEMA money into CampbellDeclared for Steuben County only

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$232K to the Town of Campbell for repairs

2004

Severe Storms and Flooding

7 households applied for aid $22K aid approved $286K to the Town of Campbell for repairs

2003

Severe Storms, Flooding, and Tornadoes

78 households applied for aid $85K aid approved $821K to the Town of Campbell for repairs

2000

Severe Storms and Flooding

$130K to the Town of Campbell for repairs

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Campbell

Campbell and the towns around it

Very lowLowModerateHighVery high

Campbellmostly inland floodingVery high

Erwinmostly inland floodingHigh

Thurstonmostly inland floodingModerate

Bradfordmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Campbell covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Campbell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Campbell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Campbell total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.