Natural hazards · Brookfield

Brookfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Brookfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brookfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookfield to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Brookfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brookfield flood?

Every paid claim on a federal flood insurance policy in Brookfield, from FEMA’s records.

3paid claims since 1979

$5Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $570

of all homes
are insured

No community discount. Brookfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Brookfield

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brookfield itself: aid to households, or repair grants to the Town of Brookfield.

Brought FEMA money into BrookfieldDeclared for Madison County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$137K to the Town of Brookfield for repairs

2017

Severe Winter Storm and Snowstorm

$27K to the Town of Brookfield for repairs

2013

Severe Storms and Flooding

$102K to the Town of Brookfield for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$93K to the Town of Brookfield for repairs

2006

Severe Storms and Flooding

$20K to the Town of Brookfield for repairs

2005

Severe Storms and Flooding

$37K to the Town of Brookfield for repairs

2003

Ice Storm

$23K to the Town of Brookfield for repairs

2002

Snowstorms

$14K to the Town of Brookfield for repairs

2000

Severe Storms and Flooding

$39K to the Town of Brookfield for repairs

Madison County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Brookfield

Brookfield and the towns around it

Very lowLowModerateHighVery high

Edmestonmostly inland floodingHigh

Columbusmostly inland floodingHigh

Plainfieldmostly inland floodingHigh

Brookfieldmostly inland floodingHigh

Hamiltonmostly inland floodingModerate

Bridgewatermostly inland floodingModerate

Madisonmostly inland floodingModerate

Sangerfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Brookfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brookfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brookfield total about $937K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.