Natural hazards · Brasher

Brasher, NY natural hazards

Most of the natural-hazard damage FEMA expects in Brasher comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1984. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brasher?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brasher to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding64%Cold waves21%Earthquakes8%Everything else7%

By hazard

What Brasher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brasher flood?

Every paid claim on a federal flood insurance policy in Brasher, from FEMA’s records.

4paid claims since 1984

$60Kpaid to owners

0homes flooded more than once

19842026

Biggest named events

Hurricane Debby: 1 claim, $9K

of all homes
are insured

No community discount. Brasher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Lawrence County.

Disasters that hit Brasher

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brasher itself: aid to households, or repair grants to the Town of Brasher.

Brought FEMA money into BrasherDeclared for St. Lawrence County only

2024

Remnants of Tropical Storm Debby

$1.4M to the Town of Brasher for repairs

1999

Snow

$6K to the Town of Brasher for repairs

St. Lawrence County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Brasher

Brasher and the towns around it

Very lowLowModerateHighVery high

Norfolkmostly inland floodingModerate

Brashermostly inland floodingModerate

Stockholmmostly inland floodingModerate

Massenamostly inland floodingModerate

Bombaymostly inland floodingModerate

Lawrencemostly inland floodingLow

Moiramostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brasher covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Brasher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brasher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brasher total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.