Natural hazards · Bloomfield

Bloomfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Bloomfield comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomfield to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding65%Drought10%Strong wind7%Tornadoes5%Everything else14%

By hazard

What Bloomfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Drought

10% of expected damage

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 29% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomfield flood?

FEMA's records show no paid flood insurance claims in Bloomfield.

of all homes
are insured

No community discount. Bloomfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ontario County.

Disasters that hit Bloomfield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bloomfield itself: aid to households, or repair grants to the Village of Bloomfield.

Brought FEMA money into BloomfieldDeclared for Ontario County only

2014

Severe Storms and Flooding

$5K to the Village of Bloomfield for repairs

2003

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2003

Ice Storm

11 households applied for aid $8K aid approved $7K to the Village of Bloomfield for repairs

1999

Snow

$1K to the Village of Bloomfield for repairs

Ontario County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bloomfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bloomfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bloomfield total about $633K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.