Natural hazards · Baxter Estates

Baxter Estates, NY natural hazards

Most of the natural-hazard damage FEMA expects in Baxter Estates comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2005.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baxter Estates?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baxter Estates to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding60%Hurricanes11%Coastal flooding7%Earthquakes7%Everything else16%

By hazard

What Baxter Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 6 years in the area

Coastal flooding

7% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 55% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baxter Estates flood?

Every paid claim on a federal flood insurance policy in Baxter Estates, from FEMA’s records.

3paid claims since 2005

$427Kpaid to owners

0homes flooded more than once

20052026

Biggest named events

Hurricane Sandy: 2 claims, $426K
Torrential rain: 1 claim, $912

of homes in flood zones
are insured

of all homes
are insured

No community discount. Baxter Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.

Disasters that hit Baxter Estates

Federal disasters declared here

None of the disasters declared for Nassau County shows FEMA aid or repair money reaching Baxter Estates itself in FEMA’s records.

Brought FEMA money into Baxter EstatesDeclared for Nassau County only

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Baxter Estates

Baxter Estates and the towns around it

Very lowLowModerateHighVery high

Port Washington Northmostly inland floodingVery low

Baxter Estatesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baxter Estates is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Baxter Estates’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Baxter Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.