Natural hazards · Barker

Barker, NY natural hazards

Most of the natural-hazard damage FEMA expects in Barker comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2012. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Barker?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Barker to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves7%Everything else22%

By hazard

What Barker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Barker flood?

Every paid claim on a federal flood insurance policy in Barker, from FEMA’s records.

2paid claims since 2012

$190Kpaid to owners

0homes flooded more than once

20122026

Biggest named events

Hurricane Sandy: 2 claims, $190K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Barker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Niagara County.

Disasters that hit Barker

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Barker itself: aid to households, or repair grants to the Village of Barker.

Brought FEMA money into BarkerDeclared for Niagara County only

2006

Severe Storms and Flooding

1 household applied for aid $2K aid approved

2004

Severe Storms and Flooding

1 household applied for aid $1K aid approved

Niagara County has had 19 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Barker is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Barker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Barker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Barker, NY natural hazards

How exposed is Barker?

What Barker faces

Inland flooding

Cold waves

Lower here

Not a risk here

Does Barker flood?

Biggest named events

2 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

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