Natural hazards · Avon

Avon, NY natural hazards

Most of the natural-hazard damage FEMA expects in Avon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2015. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Avon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Avon to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves7%Tornadoes5%Everything else12%

By hazard

What Avon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 29% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Avon flood?

Every paid claim on a federal flood insurance policy in Avon, from FEMA’s records.

2paid claims since 2015

$49Kpaid to owners

1homes flooded more than once

20152026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Avon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Avon

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Avon itself: aid to households, or repair grants to the Village of Avon.

Brought FEMA money into AvonDeclared for Livingston County only

2003

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2003

Ice Storm

$32K to the Village of Avon for repairs

1999

Snow

$3K to the Village of Avon for repairs

Livingston County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Avon

Avon and the towns around it

Very lowLowModerateHighVery high

Avonmostly inland floodingVery low

Caledoniamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Avon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Avon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Avon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Avon total about $594K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.