Natural hazards · Austerlitz

Austerlitz, NY natural hazards

Most of the natural-hazard damage FEMA expects in Austerlitz comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1984. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Austerlitz?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Austerlitz to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes9%Hurricanes7%Everything else10%

By hazard

What Austerlitz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 66 years in the area

Hurricanes

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 13 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Austerlitz flood?

Every paid claim on a federal flood insurance policy in Austerlitz, from FEMA’s records.

5paid claims since 1984

$38Kpaid to owners

0homes flooded more than once

19842026

of all homes
are insured

No community discount. Austerlitz isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit Austerlitz

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Austerlitz itself: aid to households, or repair grants to the Town of Austerlitz.

Brought FEMA money into AusterlitzDeclared for Columbia County only

2017

Severe Winter Storm and Snowstorm

$12K to the Town of Austerlitz for repairs

2011

Hurricane Irene

14 households applied for aid $59K aid approved $47K to the Town of Austerlitz for repairs

2010

Severe Winter Storm and Snowstorm

$13K to the Town of Austerlitz for repairs

2008

Severe Winter Storm

$106K to the Town of Austerlitz for repairs

2003

Snow

$5K to the Town of Austerlitz for repairs

2002

Snowstorms

$14K to the Town of Austerlitz for repairs

2000

Severe Storms and Flooding

$156K to the Town of Austerlitz for repairs

Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.

Around Austerlitz

Austerlitz and the towns around it

Very lowLowModerateHighVery high

Chathammostly inland floodingModerate

Austerlitzmostly inland floodingModerate

Canaanmostly inland floodingModerate

Hillsdalemostly inland floodingModerate

Ghentmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Austerlitz covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Austerlitz’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Austerlitz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Austerlitz total about $827K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.