Natural hazards · Ashland

Ashland, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ashland comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 34 claims here since 1992. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashland to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else11%

By hazard

What Ashland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashland flood?

Every paid claim on a federal flood insurance policy in Ashland, from FEMA’s records.

34paid claims since 1992

$690Kpaid to owners

4homes flooded more than once

19922026

Biggest named events

Hurricane Irene: 9 claims, $346K
Tropical Storm Lee: 3 claims, $29K
December Storm - Nor'easter: 2 claims, $38K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of all homes
are insured

No community discount. Ashland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chemung County.

Disasters that hit Ashland

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ashland itself: aid to households, or repair grants to the Town of Ashland.

Brought FEMA money into AshlandDeclared for Chemung County only

2018

Severe Storms and Flooding

$67K to the Town of Ashland for repairs

2011

Remnants of Tropical Storm Lee

$38K to the Town of Ashland for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$57K to the Town of Ashland for repairs

2003

Severe Storms, Flooding, and Tornadoes

$12K to the Town of Ashland for repairs

Chemung County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Ashland

Ashland and the towns around it

Very lowLowModerateHighVery high

Ashlandmostly inland floodingHigh

Elmiramostly inland floodingHigh

Chemungmostly inland floodingModerate

Southportmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ashland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ashland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.