Natural hazards · Argyle

Argyle, NY natural hazards

Most of the natural-hazard damage FEMA expects in Argyle comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2014. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Argyle?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Argyle to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding62%Cold waves12%Tornadoes6%Hurricanes5%Lightning5%Everything else9%

By hazard

What Argyle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 34% of U.S. places

Hurricanes

5% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 25 years in the area

Lightning

5% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Argyle flood?

Every paid claim on a federal flood insurance policy in Argyle, from FEMA’s records.

1paid claims since 2014

$429paid to owners

0homes flooded more than once

20142026

of all homes
are insured

No community discount. Argyle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Argyle

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Argyle itself: aid to households, or repair grants to the Village of Argyle.

Brought FEMA money into ArgyleDeclared for Washington County only

2011

Hurricane Irene

4 households applied for aid $13K aid approved

Washington County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Argyle is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Argyle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Argyle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.