Natural hazards · Arcadia

Arcadia, NY natural hazards

Most of the natural-hazard damage FEMA expects in Arcadia comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 1984. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcadia?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcadia to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding71%Hail7%Tornadoes6%Strong wind5%Everything else11%

By hazard

What Arcadia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Hail

7% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 31% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcadia flood?

Every paid claim on a federal flood insurance policy in Arcadia, from FEMA’s records.

4paid claims since 1984

$6Kpaid to owners

0homes flooded more than once

19842026

of all homes
are insured

No community discount. Arcadia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Arcadia

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcadia itself: aid to households, or repair grants to the Town of Arcadia.

Brought FEMA money into ArcadiaDeclared for Wayne County only

2003

Ice Storm

$62K to the Town of Arcadia for repairs

1999

Snow

$17K to the Town of Arcadia for repairs

Wayne County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Arcadia

Arcadia and the towns around it

Very lowLowModerateHighVery high

Lyonsmostly inland floodingHigh

Manchestermostly inland floodingLow

Sodusmostly inland floodingVery low

Palmyramostly inland floodingVery low

Arcadiamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcadia covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Arcadia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Arcadia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Arcadia total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.