Natural hazards · Altamont

Altamont, NY natural hazards

Most of the natural-hazard damage FEMA expects in Altamont comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1996. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Altamont?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Altamont to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes12%Hurricanes6%Cold waves6%Everything else10%

By hazard

What Altamont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

12% of expected damage

Below average · higher than 43% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 19 years in the area

Cold waves

6% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Altamont flood?

Every paid claim on a federal flood insurance policy in Altamont, from FEMA’s records.

9paid claims since 1996

$33Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Hurricane Floyd: 2 claims, $3K
Hurricane Irene: 2 claims, $15K
April 2007 Nor'easter: 1 claim, $865

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Altamont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Albany County.

Disasters that hit Altamont

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Altamont itself: aid to households, or repair grants to the Village of Altamont.

Brought FEMA money into AltamontDeclared for Albany County only

2017

Severe Winter Storm and Snowstorm

$7K to the Village of Altamont for repairs

2011

Hurricane Irene

39 households applied for aid $62K aid approved $37K to the Village of Altamont for repairs

2008

Severe Winter Storm

$9K to the Village of Altamont for repairs

2007

Severe Storms and Inland and Coastal Flooding

16 households applied for aid $27K aid approved $54K to the Village of Altamont for repairs

2003

Snow

$4K to the Village of Altamont for repairs

2002

Snowstorms

$11K to the Village of Altamont for repairs

1999

Hurricane Floyd Major Disaster Declarations

$174K to the Village of Altamont for repairs

Albany County has had 18 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Altamont covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Altamont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Altamont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Altamont total about $335K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.