Natural hazards · Almond

Almond, NY natural hazards

Most of the natural-hazard damage FEMA expects in Almond comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1984. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Almond?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Almond to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Almond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Almond flood?

Every paid claim on a federal flood insurance policy in Almond, from FEMA’s records.

13paid claims since 1984

$35Kpaid to owners

1homes flooded more than once

19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Almond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegany County.

Disasters that hit Almond

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Almond itself: aid to households, or repair grants to the Village of Almond.

Brought FEMA money into AlmondDeclared for Allegany County only

2004

Severe Storms and Flooding

1 household applied for aid $1K aid approved

2003

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $3K aid approved

Allegany County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Almond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Almond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Almond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.