Natural hazards · Alexander

Alexander, NY natural hazards

Most of the natural-hazard damage FEMA expects in Alexander comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alexander?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alexander to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding63%Strong wind7%Lightning6%Drought5%Hail5%Everything else14%

By hazard

What Alexander faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Below average · higher than 28% of U.S. places

Drought

5% of expected damage

Recorded about 2 times a year in the area

Hail

5% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alexander flood?

Every paid claim on a federal flood insurance policy in Alexander, from FEMA’s records.

9paid claims since 1978

$149Kpaid to owners

1homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Alexander isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Genesee County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Alexander

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Alexander itself: aid to households, or repair grants to the Village of Alexander.

Brought FEMA money into AlexanderDeclared for Genesee County only

2006

Severe Storms and Flooding

3 households applied for aid $5K aid approved

Genesee County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alexander is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Alexander’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Alexander. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.