Natural hazards · Afton

Afton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Afton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 24 claims here since 1993. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Afton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Afton to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Afton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Afton flood?

Every paid claim on a federal flood insurance policy in Afton, from FEMA’s records.

24paid claims since 1993

$554Kpaid to owners

4homes flooded more than once

19932026

Biggest named events

Tropical Storm Lee: 15 claims, $388K
Torrential rain: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Afton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chenango County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Afton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Afton itself: aid to households, or repair grants to the Village of Afton.

Brought FEMA money into AftonDeclared for Chenango County only

2011

Remnants of Tropical Storm Lee

101 households applied for aid $337K aid approved $20K to the Village of Afton for repairs

2006

Severe Storms and Flooding

230 households applied for aid $710K aid approved $681K to the Village of Afton for repairs

2005

Severe Storms and Flooding

7 households applied for aid $9K aid approved

2004

Tropical Depression Ivan

1 household applied for aid

2003

Snow

$1K to the Village of Afton for repairs

2002

Snowstorms

$5K to the Village of Afton for repairs

Chenango County has had 25 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Afton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Afton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Afton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.