Natural hazards · Winnemucca

Winnemucca, NV natural hazards

Most of the natural-hazard damage FEMA expects in Winnemucca comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1984. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winnemucca?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winnemucca to be higher than in 42% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes35%Wildfire18%Heat waves6%Everything else6%

By hazard

What Winnemucca faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

35% of expected damage

Well above average · higher than 84% of U.S. places

Wildfire

18% of expected damage

Well above average · higher than 96% of U.S. places

Heat waves

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winnemucca flood?

Every paid claim on a federal flood insurance policy in Winnemucca, from FEMA’s records.

10paid claims since 1984

$63Kpaid to owners

1homes flooded more than once

19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winnemucca isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Humboldt County.

Disasters that hit Winnemucca

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winnemucca itself: aid to households, or repair grants to the City of Winnemucca.

Brought FEMA money into WinnemuccaDeclared for Humboldt County only

2005

Snow

$9K to the City of Winnemucca for repairs

2004

Record And/Or Near Record Snow

$8K to the City of Winnemucca for repairs

Humboldt County has had 6 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winnemucca covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Winnemucca’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Winnemucca. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Winnemucca total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.