Natural hazards · Winchester

Winchester, NV natural hazards

Most of the natural-hazard damage FEMA expects in Winchester comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winchester?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winchester to be higher than in 45% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes42%Inland flooding31%Heat waves27%

By hazard

What Winchester faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

42% of expected damage

Well above average · higher than 84% of U.S. places

Inland flooding

31% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 7 times a year in the area

Heat waves

27% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 13 times a year in the area

Lower here

TornadoesHailWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winchester flood?

Every paid claim on a federal flood insurance policy in Winchester, from FEMA’s records.

4paid claims since 1980

$111Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winchester isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Winchester

Federal disasters declared here

None of the disasters declared for Clark County shows FEMA aid or repair money reaching Winchester itself in FEMA’s records.

Brought FEMA money into WinchesterDeclared for Clark County only

Clark County has had 12 natural disasters declared since 1953, most often fires and severe storms.

Around Winchester

Winchester and the towns around it

Very lowLowModerateHighVery high

Paradisemostly inland floodingModerate

Winchestermostly earthquakesModerate

Las Vegasmostly inland floodingLow

Sunrise Manormostly heat wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winchester covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Winchester’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Winchester. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Winchester total about $16.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.