Natural hazards · Wildhorse

Wildhorse, NV natural hazards

Most of the natural-hazard damage FEMA expects in Wildhorse comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wildhorse?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wildhorse to be higher than in 97% of U.S. communities, mostly from wildfires.

Wildfire76%Inland flooding11%Avalanches8%Everything else5%

By hazard

What Wildhorse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

76% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

11% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Avalanches

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 30 years in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wildhorse flood?

FEMA's records show no paid flood insurance claims in Wildhorse.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wildhorse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elko County.

Disasters that hit Wildhorse

Federal disasters declared here

None of the disasters declared for Elko County shows FEMA aid or repair money reaching Wildhorse itself in FEMA’s records.

Brought FEMA money into WildhorseDeclared for Elko County only

Elko County has had 17 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wildhorse is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wildhorse’s own flood-insurance community; household aid to the registrant’s city; repair grants to Wildhorse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.